Terms

 

General Disclaimer

This website and all the information it contains is based on my personal experience and journey which I am sharing for educational and informational purposes only.

RuthDiggles.com contains information written by a variety of sources, both internal and external. The material appearing on RuthDiggles.com is provided for informational purposes only. It should not be used as a substitute for professional medical advice, diagnosis or treatment. Always consult your professional healthcare providers before beginning any new treatment. It is your responsibility to research the accuracy, completeness, and usefulness of all opinions, services, and other information found on the site.

RuthDiggles.com assumes no responsibility or liability for any consequence resulting directly or indirectly from any action or inaction you take based on the information found on or material linked to on this site. RuthDiggles.com does not control, monitor or guarantee the information contained in external web sites that are linked to from our site, and does not endorse any views expressed or products or services offered therein.

Your success in using the information or strategies provided by this website, depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your health or life style practices to name a few.

MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “CREATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL LIFESTYLE OR EMOTIONAL HEALTH. ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY MATERIALS ON THE WEBSITE ARE INTENDED TO EXPRESS OUR OPINION OF YOUR POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

no professional advice

The information contained in or made available through our sites (including but not limited to information contained on videos, message boards, comments, on coaching calls, in emails, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Site. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for

your decisions, actions and results in life, and by your use of the Site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

product/service delivery

Upon purchase you will immediately receive an email with a link to access your appointment time.

credit card security

All transactions are processed via a third party PCI Compliant provider.

 

Privacy Policy

 
 
 

what information do we collect?

We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey, use a service, sign up for a class or fill out a form.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e- mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.

Do we disclose information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, tracking affiliate payments or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

how do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.

We take commercially reasonable steps to protect the Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the Information that you supply will not be intercepted while being transmitted to and from us over the Internet. In particular, e-mail sent to or from the Websites may not be secure, and you should therefore take special care in deciding what information you send to us via email.

From other sources

We also may collect or receive information from third parties, such as Facebook and/or other third- party social media sites.

third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

accessing and modifying personal information and communication preferences

If you have registered for the Website, you may access, review and make changes to your Personal Information, Billing Information, and certain Other Information by following the instructions found on the Website. Customers cannot opt out of receiving transactional emails related to their account or their Orders. We will use commercially reasonable efforts to process such requests in a timely manner. You should be aware, however, that it is not always possible to completely remove or modify information in our subscription databases.

your consent

By visiting any of our Websites, you are agreeing to the terms of this Privacy Policy and the accompanying Terms of Service, both of which govern your use of the Website. By providing us information offline, you are also agreeing to the terms of this Privacy Policy. By using our site, you consent to our online privacy policy.

contacting us

If there are any questions regarding this privacy policy, you may contact us using the information below:
ruth@ruthdiggles.com

what do we use the information for?

Any of the information we collect from you may be used in one of the following ways:

  • To personalize your experience. Your information helps us to better respond to your individual needs.

  • To improve our website. We continually strive to improve our website offerings based on the information and feedback we receive from you.

  • To improve customer service. Your information helps us to more effectively respond to your customer service requests and support needs.

  • To process transactions. Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

  • To administer a contest, promotion, survey or other site feature

  • To send periodic emails. The email address you provide for order processing, may be used to send

    you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.

    Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

information you share

Please keep in mind that whenever you voluntarily make your Personal Information available to third parties – for example on message boards or web logs; through email; during webinars, classes, telephone conferences, or coaching calls; or in comment or chat areas – that information can be seen, collected, heard, and/or used by others besides us. We cannot be responsible for any unauthorized third-party use of such information.

children’s online privacy policy completion act

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

online privacy only

This online privacy policy applies only to information collected through our website and not to information collected offline.

changes to our privacy policy

This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. If we decide to change our privacy policy, we will post those changes on this page.

By accessing the Website and/or using our services after we make any such changes to this Privacy Policy, you are deemed to have accepted such changes. Please be aware that, to the extent permitted by applicable law, our use of the Information is governed by the Privacy Policy in effect at the time we collect the Information. Please refer back to this Privacy Policy on a regular basis.

Terms of Use

 

blog disclaimer

The only purpose of the Blog is to educate and to inform. It is no substitute for professional care by a doctor or other qualified medical professional. The Blog is provided on the understanding that it does not constitute medical or other professional advice or services. Ruth Diggles assumes no liability for any of your activities in connection with this Blog or for your use of this Blog in connection with your Web site, computer or playing device.

Product Delivery

Upon purchase, you will receive an email with a link to a direct download for your product or access to the members area.

Product Purchases

Charges from this site will appear as Abundantia on your credit card statement. When you are purchasing from this site you agree to be billed either as a one-off transaction, or recurring payments, depending on the product you have purchased.

Credit Card Security

All transactions are processed via a third party PCI Compliant provider called Pay Pal.

Restrictions on use

This site is provided solely for non-commercial, personal use, and/or so that you may learn about our business and the services we provide. You may not use this site for any other purpose, our business and the services we provide. You may not use this site for any other purpose, including any commercial purpose, without Ruth Diggles business’s express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyperlink to this site, without the express prior written permission of an authorized representative of Ruth Diggles. For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or Content accessible within this site. You agree to cooperate with our Company in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

Proprietary Information

Trademarks. The material and Content accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by Ruth Diggles is the proprietary information of Ruth Diggles or the party that provided the Content to Ruth Diggles, and Ruth Diggles or the party that provided the Content to Ruth Diggles retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of Ruth Diggles, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. You are prohibited from using any of the marks or logos appearing throughout the site without the express written permission from Ruth Diggles.

Copyrights. This site and its Content are protected by Australian and/or foreign copyright laws and belong to Ruth Diggles or its partners, affiliates, contributors or third parties. The copyrights for the Content are owned by Ruth Diggles or other copyright owners who have authorized their use on this site. You may download and reprint Content for non-commercial, non-public, personal use only (If you are browsing this site as an employee or member of any business or organization, you may download and reprint Content only for educational or other non-commercial purposes within your business or organization, except as otherwise permitted byRuth Diggles, for example in certain password-restricted areas of the site). You may not manipulate or alter in any way images or other Content on the site.

Hyper Links

This site may be hyper-linked to other sites which are not maintained by, or related to, Ruth Diggles. The inclusion of any hyper-link to a third-party site does not imply endorsement, sponsorship or recommendation by Ruth Diggles of that site. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site orRuth Diggles. Ruth Diggles has not reviewed any or all of such sites and is not responsible for the content of those sites. Ruth Diggles also makes no representations about the availability of hyper-linked sites. Hyper-links are to be accessed at the user’s own risk, and Ruth Diggles makes no representations or warranties about the content, completeness or accuracy of these hyperlinks or the sites hyper-linked to this site. If you hyperlink to a site, please be aware that you will leave Ruth Diggles website and will become subject to the rules and conditions of the linked site(s). We recommend that you make yourself aware of the Terms of Use of any sites you link to from Ruth Diggles site.

Indemnity

You will indemnify and hold Ruth Diggles, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the ‘Indemnified Parties’) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site. Information you provide You may not post, send, submit, publish, or transmit in connection with this site any material that:

  • you do not have the right to post, including proprietary material of any third party;

  • advocates illegal activity or discusses an intent to commit an illegal act;

  • is vulgar, obscene, pornographic, or indecent;

  • does not pertain directly to this site;

  • threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;

  • seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;

  • infringes any intellectual property or other rights of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;

  • violates any law or may be considered to violate any law;

  • impersonates or misrepresents your connection to any other entity or person or otherwise
    manipulates headers or identifiers to disguise the origin of the content;

  • advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise
    engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship
    banners, and/or soliciting goods or services) except as may be specifically authorized on this site;

  • solicits funds, advertisers or sponsors;

  • includes programs which contain viruses, worms and/or Trojan horses or any other computer
    code, files or programs designed to interrupt, destroy or limit the functionality of any computer
    software or hardware or telecommunications;

  • disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to
    type, or otherwise act in a way which affects the ability of other people to engage in real time
    activities via this site;

  • includes MP3 format files;

  • amounts to a ‘pyramid’ or similar scheme;

  • disobeys any policy or regulations established from time to time regarding use of this site or any
    networks connected to this site; or

  • contains hyper-links to other sites that contain content that falls within the descriptions set forth
    above.
    Although under no obligation to do so, Ruth Diggles reserves the right to monitor use of this site to determine compliance with these Terms of Use, as well as the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your Submissions. You acknowledge and agree that neither Ruth Diggles nor any third party that provides Content to Ruth Diggles will assume or have any liability for any action or inaction by Ruth Diggles or such third party with respect to any Submission.

Miscellaneous

These Terms of Use will be governed and interpreted pursuant to the laws of (Victoria) VIC, Australia, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in VIC connection with any dispute between you and Ruth Diggles arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and/or federal courts in Melbourne, VIC. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement between the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Ruth Diggles may revise these Terms of Use at any time by updating this posting.


Ruth Diggles welcomes you to her website and can be contacted via email on our Connect form. These Terms of Use govern your use of this site, which is provided by Ruth Diggles Registered as Abundantia Healing Centre.

We provide visitors to our Website access to the Websites subject to the following Terms of Use. By browsing the public areas or by accessing and using the Website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy. If you do not agree to any of these terms, then please do not use the Website.

Any user who registers with us and wishes to purchase a product or service through our Website, is agreeing to the terms of this Agreement and the accompanying Terms and Conditions of Purchase with respect to such product or service.

By accessing this site, you are indicating your acknowledgment and acceptance of these Terms of Use. These Terms of Use are subject to change at any time in its discretion. your use of this site after such changes are implemented constitutes your acknowledgment and acceptance of the changes. Please consult these terms of use regularly.

FEES AND PAYMENT

As consideration for any purchase you make on the Website, you shall pay Ruth Diggles/ Abundantia all applicable fees and taxes. We (or our third-party payment processor) shall authorize your credit card, bank account, or other approved payment facility you provided during the

registration process for the full payment of the fees and any applicable taxes, and you hereby consent to the same.

You must provide current, complete, and accurate billing and credit card information. You must promptly update all billing information (such as billing address, card number, and expiration date) to keep your account current, complete, and accurate, and you must promptly contact us if your credit card is lost or stolen, or if you become aware of a potential breach of account security (such as an unauthorized disclosure or use of your Sign-In Name or Password). You hereby authorize Ruth Diggles to obtain or determine updated or replacement expiration dates for your credit card in the event that the credit card you provided us expires. We reserve the right to charge any renewal card issued to you to the same extent as the expired card. If payment is not received from your credit card issuer, you hereby agree to pay all amounts due upon demand. You agree to pay all costs of collection, including attorney’s fees and costs, on any outstanding balance. In certain instances, the issuer of your credit card may charge you a foreign transaction fee or related charges, which you will be responsible to pay. You are advised to check with your bank and credit card issuer for details.

Access to this Site

You agree to use this site only for the lawful purposes described in more detail in the ‘Restrictions on Use’ section below. You agree not to take any action that might compromise the security of the site, render the site inaccessible to others or otherwise cause damage to the site or the Content. You agree not to add to, subtract from, or otherwise modify the Content, or to attempt to access any content that is not intended for you. You agree not to use the Site in any manner that might interfere with the rights of third parties. To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If our Company believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources and to terminate or suspend your access at any time, without notice.

Submissions

You hereby grant to our Company the royalty-free, perpetual, irrevocable, worldwide, non- exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to Ruth Diggles through this site (together, hereinafter known as the ‘Submission’), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. Ruth Diggles will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Ruth Diggles operations. By making a Submission, you are guaranteeing to us that you have the legal right to post the content in the Submission and that it will not violate any law or the rights of any person or entity. Ruth Diggles will treat any personal information that you submit through this site in accordance with its Privacy Policy as set forth on this site.

Child Safety

Protecting the online privacy of children is especially important to us, and those under the age of 13 are protected by federal law. For that reason, Ruth Diggles does not knowingly permit children under the age of 13 to become registered members of our sites or to buy goods and services on our sites, without verifiable parental consent. Ruth Diggles does not knowingly collect or solicit personal information about children under 13, except with their parent’s express consent. If we ever include children under the age of 13 as part of our intended site audience, those specific web pages will, in accordance with the provisions of the Children’s Online Privacy Protection Act (COPPA), be clearly identified and provide an explicit privacy notice; and we will provide processes to obtain parental approval, provide access to information and allow parents to request removal of their children’s personal information.

Downloading Materials

You understand that Ruth Diggles cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Ruth Diggles does not assume any responsibility or risk for your use of the Internet.

Disclaimer Ruth Diggles makes no express or implied warranties, representations or endorsements whatsoever with respect to the site, the service or the content. Ruth Diggles expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, with regard to the site, the service, the content, and any product or service furnished or to be furnished via the site. Ruth Diggles does not warrant that the functions performed by the site or the service will be uninterrupted, timely, secure or error-free, or that defects in the site or the service will be corrected.Ruth Diggles does not warrant the accuracy or completeness of the content, or that any errors in the content will be corrected. the site, the service, and the content are provided on an as is and as available basis.

Limitation on Liability

Ruth Diggles, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if Ruth Diggles has been advised of the possibility of such damages. in no event will the collective liability of company and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to company for the applicable content, product or service out of which liability.

Security

Any passwords used for this site are for individual use only. Sharing your access credentials with others (especially if they are using your credentials to access our proprietary Content (as defined below)) is a material breach of this Agreement. You are solely responsible for the confidentiality and use of your Sign-In Name, Password, and Unique Identifiers, as well as for any use, misuse, or communications entered through the Websites using one or more of them. You will promptly inform us of any need to deactivate a Password or Sign-In Name, or change any Unique Identifier. We reserve the right to delete or change your Password, Sign-In Name, or Unique Identifier at any time and for any reason and shall have no liability to you for any loss or damage caused by such action. Ruth Diggles will not be liable for any loss or damage caused by any unauthorized use of your account.You will be responsible for the security of your password (if any).Ruth Diggles will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Ruth Diggles considers insecure, Ruth Diggles will be entitled to require the password to be changed and/or terminate your account. You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Ruth Diggles reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Ruth Diggles reserves the right to investigate suspected violations of these Terms of Use. Ruth Diggles reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Ruth Diggles to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use. By accepting this agreement you waive and hold harmless company from any claims resulting from any action taken by Ruth Diggles during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either the Ruth Diggles or law enforcement authorities.